In appreciation of our association during the past year, once again, we are offering a Holiday Skip-A -Payment program on consumer loans. This program allows you to skip a loan payment in December 2008 and/or January 2009 (program does not apply to real estate loans or Ready Credit overdraft protection.) There is a $35 processing fee if this form is returned to WFCU by December 15. After December 15, the fee increases to $50. If you are interested please fill out the Holiday Skip Payment PDF Application and return it to the Credit Union.