Wakota Federal Credit Union  

Wakota FCU... your bridge to an affordable home!

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First Class Mortgage

Finding the best mortgage program that suits your financial situation can be difficult. Wakota Federal has partnered with First Class Mortgage to provide expert advice to our members. [external link disclosure]

Making the decision to purchase or refinance a home isn't easy. First Class Mortgage is here to help. Call and let us show you how easy it can be!

Ready to Apply for a Mortgage?
We recommend you stop in or call WFCU at 651-451-3330 for help completing your mortgage application. Not all schedules work that way, though. You can apply online. Go to the First Class Mortgage website to get started! [external link disclosure]

Home Equity Second Mortgage

A fixed rate product that allows you to tap into 80% of the equity on your primary residence located in the state of Minnesota. Apply now through It's Me 247.

Home Equity Line of Credit

A variable rate product that allows you to advance funds when you need them. No annual fee or maintenance charge. Available on your primary residence located in the state of Minnesota. You pay minimal costs at closing and interest only on the advanced amount. Apply now through It's Me 247.


Homeowners insurance policies are available through our financial partner Liberty Mutual.  [external link disclosure]

Hoping to refinance your Mortgage?
Refinance with a HARP Loan

   You might think home refinancing in today's market is just a myth. Well, our HARP LOAN makes refinancing a reality!

   Are you stuck with a high interest rate? Did you end up with an adjustable-rate mortgage or sub-prime lending terms such as 'balloon payments' or 'interest-only payments'? If so, the HARP LOAN may be just for you!

   The HARP LOAN offers Fannie Mae or Freddie Mac loans refinancing with affordable rates and reasonable terms.

Interested in a HARP LOAN?
Step #1: Click here to see if your loan qualifies. [external link disclosure]
Step #2: If it qualifies, call us at 651-451-3330 or stop in. We'll help turn you right side up!


APR is Annual Percentage Rate. Terms are 10 to 30 years with financing up to 125% LTV.


NMLS  412560         

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