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Wakota Federal Credit Union Privacy Policy

FACTS WHAT DOES WAKOTA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
  • Social Security Number and Income
  • Account Balances and Payment History

  • Credit History and Credit Scores
How? All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members personal information; the reasons Wakota Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Wakota FCU share? Can you limit this sharing?
For our everyday business purposes -
Such as to process your transactions, maintain your account(s) respond to court orders and legal investigations, or report to credit bureaus.		 Yes No
For our marketing purposes -
to offer our products and services to you		 Yes Yes
For joint marketing with other financial companies No No
For our affiliates' everyday business purposes -
information about your transactions and experiences		 No N/A
For our affiliates' everyday business purposes -
information about your creditworthiness		 No N/A
For non-affiliates to market to you No N/A
To limit our sharing • Call us at 651-451-3330
• Visit us in person
Please note: If you are a new member, we can begin sharing information immediately after you receive this notice. If you are no longer a member we will not share your personal information any longer.
Questions? Call us at 651-451-3330
Who We Are
Who is providing this Notice? Wakota Federal Credit Union
What We Do
How does Wakota FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Wakota FCU collect my personal information? We collect your personal information, for example, when you :
  • Open an account or apply for a product or service
  • Deposit money or pay your bills

  • Use your credit or debit card
Why can't I limit all my sharing? Federal law gives you the right to limit only:
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you

  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • CUNA Insurance
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Wakota FCU does not have a formal joint marketing agreement
 
         
   

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