About Wakota Federal Credit UnionWakota FCU is proud to be Dakota County's member-owned financial alternative!
At Wakota Federal Credit Union, you are more than just another account number you are a member-owner at a local not-for-profit financial cooperative.
We’re working diligently to become Dakota County’s financial institution of choice with a wide-range of personalized products and specialized services. With money management tools and security that keeps your money safe and transactions convenient, we are your bridge to a successful financial future.
Branch Hours & LocationsOur staff at Wakota FCU is eager to help. Stop in or call is at 651-451-3330
Wakota Federal Credit Union Click here for a map.
1151 Southview Blvd.
South St. Paul, MN 55075
Tel: 651-451-3330 | Fax: 651-451-1385
Lobby and Drive-thru: M-Th 9 am – 4:30 pm | Fri 9 am – 6 pm | Sat 9 am – 12 noon
Call Center: M-F 7 am-7 pm | Sat 7 am-4:30 pm
Night Drop: Our after-hours deposit is located on the east side of the building, just before the drive-up window.
ATM: ATM machine is located in the first lane of the drive-up, surcharge free for Wakota FCU debit or ATM cards!
ATM or Debit Card Emergency Number: 1-800-535-8440
VISA Credit Card Emergency Number: 1-800-558-3424
Co-Op Shared Branches
- Dozens of shared branches throughout the metro region. To find one near you, search this directory.
- Download our app for locating CO-OP Shared Branches.
- For more information, call 1-888-837-6500 or visit Co-opCreditUnions.org.
To take advantage of this service, when you enter a shared branch, you need to know your account number, the primary name on account and carry a valid government-issued photo identification, i.e., State Driver’s license or U.S. Passport.
Surcharge-Free ATM Network
You can use your Wakota Debit or Cash Card at ATMs listed on the link below without paying a surcharge . Our primary ATM location is at our main office on 1151 Southview Blvd which is open 24/7/365.
Use the Surcharge-Free ATM Locator to find an ATM near you.
Xtend CU Shared Branches
- Loan Payments
- Balance Inquiries
For a complete listing of locations and hours, search the directory.
About Wakota FCU, the employer.
Wakota FCU offers a competitive wage & benefit package including a 401(k) savings plan. If you want to join a growing organization and a winning team with a strong mission and a collaborative, supportive work environment, please indicate position of interest and submit your resume in confidence for consideration to us using the address listed below.
Wakota Federal Credit Union is an Equal Opportunity Employer
Wakota Federal Credit Union
1151 Southview Blvd.
South St. Paul, MN 55075
Membership at Wakota FCUAt Wakota Federal Credit Union, you're not a customer; you're a face, a name and an OWNER!
Who Can Join
Wakota Federal Credit Union has a limited field of membership.
You can join Wakota Federal Credit Union if...
- You live, work, worship, volunteer or attend school in Dakota County, Minnesota – OR –
- You live in the same household as a current member –OR-
- You are related to a current Member by blood, adoption or marriage.
Membership is a great gift for your children or grandchildren.
Once a Member, Always a Member!
Even if you leave the job or home that originally made you eligible for membership, you and your family may continue to belong to the Credit Union. In fact, even after a member passes away their entire family is still eligible to join Wakota Federal Credit Union.
Your Business Is Welcome
If you’re a business or other entity (scouts, hockey club, etc.) in Dakota County, you can join us too!
Wakota FCU members can save money AND support our local businesses. Read more about these special offers from businesses in our community.
Discount providers include...
Love My Credit Union Rewards
Wakota FCU is a proud participant in the “Love My Credit Union Rewards” discount program to help you buy American made products. Click here to see how being a member can save you money.
Liberty Mutual offers discounts on auto, home, and renters insurance to eligible Wakota FCU members. Get a free insurance quote online, or mention that you are a credit union member when you talk to our Liberty Mutual personal sales representative. Click here to get started.
Lead Sales Representative | MN License # 40165525
Contact here | Office 612-656-7381
Open an Account
Click here to complete our safe and secure membership application. Before your membership is approved, you will need to provide photocopy of your valid drivers’ license or photo identification. You will also need to make an opening deposit of at least $5. We’ll process your application within two business days.
Wakota FCU is a member-owned financial cooperative. Our profits are returned to our members in the form of higher savings dividends and lower loan rates. Come Join Us!
In 1931, Armour and Company formed the Armour St. Paul Employees Credit Union. The credit union was located in the business office of the meat packing plant. The credit union’s primary sponsor, “Armour Foods” in South St. Paul, closed and moved its processing plant to Iowa in 1979. No longer obtaining new members from the former primary sponsor, the credit union decided to convert to a community charter. In 1995 the credit union merged with the South St. Paul Employees Credit Union. Then in 1997 our name was changed to Wakota Federal Credit Union. The name Wakota is derived from a bridge in South St. Paul that connects Washington and Dakota Counties, a name that South. St. Paul residents could identify with. Wakota FCU’s present field of membership was amended in 2003 and consists of “persons who live, work, worship, volunteer, attends school in and businesses and other legal entities located in Dakota County, MN. And members of their immediate family.”
Help credit unions survive and thrive in today’s legislative environment. Sign up to be a GREAT Advocate today!
Cooperative Principles and the Credit Union DifferenceOur values are of the utmost importance, they defines who we are!
What’s a Credit Union?
Credit unions became popular during the Great Depression as Americans searched for financial solutions outside of banks. Wakota FCU was founded in 1931 as part of that movement. Our commitment to community involvement remains strong to this day. Credit unions are member-owned, and as a result they’re generally more conservative with their investments than banks. With no stockholders to demand quarterly profits, it’s easy for credit unions to eschew risky loans like subprime mortgages. Credit unions like Wakota FCU provide a community-driven approach to financial responsibility.
The Wakota Federal Credit Union Web Site is available for you dependent upon your acceptance
without modification of the terms, conditions, and notices contained herein. Your use of the Wakota
Federal Credit Union Web Site establishes your consent to all such terms, conditions, and notices.
Restrictions to Prohibited or Unlawful Use:
You are restricted from using the Wakota Federal Credit Union Site/Services for any purpose that is
unlawful or prohibited by these terms, conditions, and notices. You are prohibited from using the
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damage any Wakota Federal Credit Union Site/Service(s) or the network(s) connected to any Wakota
Federal Credit Union Site/Service(s) or interfere with any other party’s use and benefit of any Wakota
Federal Credit Union Site/Service(s). You are prohibited from attempting to gain unauthorized access to
any Wakota Federal Credit Union Site/Service, other accounts, computer systems or networks
connected to any Wakota Federal Credit Union Site/Service, through hacking, password mining or any
other means. You may not obtain or attempt to obtain any materials or information through any means
not intentionally made available through the Wakota Federal Credit Union Sites/Services.
Commercial Use Restriction:
Unless otherwise specified, the Wakota Federal Credit Union Site cannot be used for commercial use
and is for your personal and non-commercial use. You may not transfer, change, reproduce, replicate,
distribute, transmit, display, perform, publish, license, or monetize any information, software, products
or services obtained from the Wakota Federal Credit Union site.
Links to 3rd Party Sites:
The Wakota Federal Credit Union Site/Services may contain links to 3rd party Web sites (“Linked Sites”).
The Linked Sites are not controlled by Wakota Federal Credit Union and Wakota Federal Credit Union is
not accountable for the contents of any Linked Site, including without limitation any link contained in a
Linked Site, or any modifications to a Linked Site. Wakota Federal Credit Union is not responsible for
webcasting or any other form of transmission received from any Linked Site nor is Wakota Federal Credit
Union accountable if the Linked Site is not working correctly. Wakota Federal Credit Union provides
these links to you only as a convenience, and the inclusion of any link does not imply endorsement by
Wakota Federal Credit Union of the site or any association with its operators. You are responsible for
dealings with third parties (including advertisers) included within the Wakota Federal Credit Union
Site/Services or participation in promotions, including the delivery of and the payment for goods and
services, and any other terms, conditions, warranties or representations associated with such dealings
or promotions, are solely between you and the advertiser or other third party. Wakota Federal Credit
Union shall not be responsible or liable for any part of any such dealings or promotions.
Wakota Federal Credit Union reserves the right to discontinue your access to the Wakota Federal Credit
Union Site/Services and the related services or any portion thereof at any time, without notice.
Wakota Federal Credit Union may also discontinue or suspend your access to Wakota Federal Credit
Union Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an
extended period of time, as determined by Wakota Federal Credit Union. Upon termination of the
Wakota Federal Credit Union Site/Service, your right to use the Wakota Federal Credit Union
Site/Service immediately ceases. Wakota Federal Credit Union shall have no obligation to maintain any
content or to forward any unread or unsent messages to you or any third party.
Wakota Federal Credit Union has the right to update the terms, conditions, and notices under which the
Wakota Federal Credit Union Site/Services are offered. You are responsible for periodically reviewing
these terms and conditions and additional terms. Your ongoing use of the Wakota Federal Credit Union
Site/Services establishes your consent to all such terms, conditions, and notices.
Any rights not expressly granted herein are reserved.
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