About Wakota Federal Credit Union
Wakota FCU is proud to be Dakota County's member-owned financial alternative!Welcome!
At Wakota Federal Credit Union, you are more than just another account number you are a member-owner at a local not-for-profit financial cooperative.
We’re working diligently to become Dakota County’s financial institution of choice with a wide-range of personalized products and specialized services. With money management tools and security that keeps your money safe and transactions convenient, we are your bridge to a successful financial future.
Branch Hours & Locations
Our staff at Wakota FCU is eager to help. Stop in or call is at 651-451-3330Main Office
Wakota Federal Credit Union Click here for a map.
1151 Southview Blvd.
South St. Paul, MN 55075
Tel: 651-451-3330 | Fax: 651-451-1385
Lobby and Drive-thru: M-Th 9 am – 4:30 pm | Fri 9 am – 6 pm
Drive-thru ONLY: Sat 9 am – 12 noon | Limited Services Available. Call or Schedule Appt online
Call Center: M-F 7 am-7 pm | Sat 7 am-4:30 pm
Night Drop: Our after-hours deposit is located on the east side of the building, just before the drive-up window.
ATM: ATM machine is located in the first lane of the drive-up, surcharge free for Wakota FCU debit or ATM cards!
Lost/Stolen Card?
ATM or Debit Card Emergency Number: 1-800-535-8440
VISA Credit Card Emergency Number: 1-800-558-3424
Co-Op Shared Branches
OP Shared Branch, credit unions nationwide share facilities to give members thousands of convenient locations to perform transactions as if they were at their home credit union.- Dozens of shared branches throughout the metro region. To find one near you, search this directory.
- Download our app for locating CO-OP Shared Branches.
- For more information, call 1-888-837-6500 or visit Co-opCreditUnions.org.
To take advantage of this service, when you enter a shared branch, you need to know your account number, the primary name on account and carry a valid government-issued photo identification, i.e., State Driver’s license or U.S. Passport.
Surcharge-Free ATM Network
You can use your Wakota Debit or Cash Card at ATMs listed on the link below without paying a surcharge . Our primary ATM location is at our main office on 1151 Southview Blvd which is open 24/7/365.
Use the Surcharge-Free ATM Locator to find an ATM near you.
Xtend CU Shared Branches
Shared Branching gives you convenient access to your credit union accounts. Just look for the Xtend CU Shared Branch logo at over 250 credit union locations and you can perform transactions like:- Withdrawals
- Deposits
- Loan Payments
- Transfers
- Balance Inquiries
For a complete listing of locations and hours, search the directory.
Careers at Wakota FCU
Employment and volunteer opportunities for enthusiastic workersCareers with Wakota FCU
2026 Openings
Click the links below to apply.
Senior Financial Service Officer (Lender/Underwriter)
About Wakota FCU, the employer.
Wakota FCU offers a competitive wage & benefit package including a 401(k) savings plan. If you want to join a growing organization and a winning team with a strong mission and a collaborative, supportive work environment, please indicate position of interest and submit your resume in confidence for consideration to us using the address listed below.
Wakota Federal Credit Union is an Equal Opportunity Employer
Wakota Federal Credit Union
1151 Southview Blvd.
South St. Paul, MN 55075
Volunteer Positions
2026 Openings- APPLICATION BELOW
- Board of Directors Position- POSITION DESCRIPTION
- Associate Director Position- POSITION DESCRIPTION
- Supervisory Committee Position- POSITION DESCRIPTION
If you have any questions or want more information, please contact us at 651-451-3330 or info@wakotafcu.org.
APPLY HERE- Volunteer Application
Volunteer Application
Membership at Wakota FCU
At Wakota Federal Credit Union, you're not a customer; you're a face, a name and an OWNER!Who Can Join
Wakota Federal Credit Union has a limited field of membership.
You can join Wakota Federal Credit Union if...
- You live, work, worship, volunteer or attend school in Dakota County, Minnesota – OR –
- You live in the same household as a current member –OR-
- You are related to a current Member by blood, adoption or marriage.
Membership is a great gift for your children or grandchildren.
Once a Member, Always a Member!
Even if you leave the job or home that originally made you eligible for membership, you and your family may continue to belong to the Credit Union.
Your Business Is Welcome
If you’re a business or other entity (scouts, hockey club, etc.) in Dakota County, you can join us too!
Member Discounts
Wakota FCU members can save money AND support our local businesses. Read more about these special offers from businesses in our community.
Discount providers include...
Love My Credit Union Rewards
Wakota FCU members can save on a variety of products and services you use every day such as TurboTax, H&R Block, and more through Love My Credit Union Rewards. Click here to see how being a member can save you money.
Open an Account
Click here to complete our safe and secure membership application. Before your membership is approved, you will need to provide photocopy of your valid drivers’ license or photo identification. You will also need to make an opening deposit of at least $5. We’ll process your application within two business days.
Why Join?
Wakota FCU is a member-owned financial cooperative. Our profits are returned to our members in the form of higher savings dividends and lower loan rates. Come Join Us!
History of Wakota FCU
Where you come from matters.Our History
In 1931, Armour and Company formed the Armour St. Paul Employees Credit Union. The credit union was located in the business office of the meat packing plant. The credit union’s primary sponsor, “Armour Foods” in South St. Paul, closed and moved its processing plant to Iowa in 1979. No longer obtaining new members from the former primary sponsor, the credit union decided to convert to a community charter. In 1995 the credit union merged with the South St. Paul Employees Credit Union. Then in 1997 our name was changed to Wakota Federal Credit Union. The name Wakota is derived from a bridge in South St. Paul that connects Washington and Dakota Counties, a name that South. St. Paul residents could identify with. Wakota FCU’s present field of membership was amended in 2003 and consists of “persons who live, work, worship, volunteer, attends school in and businesses and other legal entities located in Dakota County, MN. And members of their immediate family.”
Grassroots Call-to-Action
Help credit unions survive and thrive in today’s legislative environment. Sign up to be a GREAT Advocate today!
Cooperative Principles and the Credit Union Difference
Our values are of the utmost importance, they define who we are!
Submit Donation Here
Chain of Hearts
Wakota FCU is raising funds for the Chain of Hearts campaign. The annual fundraiser is organized by the MN Credit Union for Kids program to benefit Gillette Children’s Specialty Healthcare in Minnesota and western Wisconsin. Gillette Children’s treats kids with disabilities and complex medical conditions and provides support for their families. During the fundraiser, donated links and hearts are connected and hung in the lobby to help illustrate the “people helping people” philosophy of credit unions.
Purchase a link or a heart and help us grow our chain. Donations accepted through February 28.
You can donate by calling us, stopping by the branch, or by filling out the form below. Additionally, Wakota FCU will match donations collected up to $500.
Suggested donations:
- Link for $1
- Small Heart for $5
- Large Heart for $10
Credit Union for Kids
Credit Unions for Kids is a collaboration of credit unions, chapters, leagues and business partners engaged in fundraising activities to benefit Children’s Miracle Network-affiliate hospitals. All money raised through Minnesota’s Credit Unions for Kids (MnCU4Kids) program supports Gillette Children’s Specialty Healthcare, helping kids with disabilities and chronic conditions. Gillette is based in St. Paul, with clinics located around the state. Credit Unions for Kids is a national program.
Children’s Miracle Network
The Children’s Miracle Network is a non-profit organization dedicated to helping kids by raising funds for hospitals and programs across North America. In Minnesota and western Wisconsin, funds raised by Children’s Miracle Network benefit Gillette Children’s Specialty Healthcare in St. Paul, Minnesota. Gillette provides specialized health care for children who have disabilities and complex medical conditions, helping them improve their health, achieve greater well-being, and enjoy life.
100% of the funds raised locally benefit Minnesota and western Wisconsin children, regardless of their family’s race, religion, background or ability to pay for services.
What’s a Credit Union?
Credit unions became popular during the Great Depression as Americans searched for financial solutions outside of banks. Wakota FCU was founded in 1931 as part of that movement. Our commitment to community involvement remains strong to this day. Credit unions are member-owned, and as a result they’re generally more conservative with their investments than banks. With no stockholders to demand quarterly profits, it’s easy for credit unions to eschew risky loans like subprime mortgages. Credit unions like Wakota FCU provide a community-driven approach to financial responsibility.
We are a cooperative. We are YOUR credit union.
Cooperatives around the world operate according to the same core principles and values. Listed below are the seven core cooperative principles that we follow for the greater good of our community, credit union and members.
Disclosures
Important information you should knowView our Terms of Use here
TERMS OF USE
The Wakota Federal Credit Union Web Site is available for you dependent upon your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Wakota Federal Credit Union Web Site establishes your consent to all such terms, conditions, and notices.
Restrictions to Prohibited or Unlawful Use:
You are restricted from using the Wakota Federal Credit Union Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You are prohibited from using the Wakota Federal Credit Union Site/Services in any manner which could impair, incapacitate, overload, or damage any Wakota Federal Credit Union Site/Service(s) or the network(s) connected to any Wakota Federal Credit Union Site/Service(s) or interfere with any other party’s use and benefit of any Wakota Federal Credit Union Site/Service(s). You are prohibited from attempting to gain unauthorized access to
any Wakota Federal Credit Union Site/Service, other accounts, computer systems or networks connected to any Wakota Federal Credit Union Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Wakota Federal Credit Union Sites/Services.
Commercial Use Restriction:
Unless otherwise specified, the Wakota Federal Credit Union Site cannot be used for commercial use and is for your personal and non-commercial use. You may not transfer, change, reproduce, replicate, distribute, transmit, display, perform, publish, license, or monetize any information, software, products or services obtained from the Wakota Federal Credit Union site.
Links to 3rd Party Sites:
The Wakota Federal Credit Union Site/Services may contain links to 3rd party Web sites (“Linked Sites”). The Linked Sites are not controlled by Wakota Federal Credit Union and Wakota Federal Credit Union is not accountable for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any modifications to a Linked Site. Wakota Federal Credit Union is not responsible for webcasting or any other form of transmission received from any Linked Site nor is Wakota Federal Credit Union accountable if the Linked Site is not working correctly. Wakota Federal Credit Union provides these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Wakota Federal Credit Union of the site or any association with its operators. You are responsible for viewing and complying with the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the Wakota Federal Credit Union Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Wakota Federal Credit Union shall not be responsible or liable for any part of any such dealings or promotions.
Access/Termination Restriction:
Wakota Federal Credit Union reserves the right to discontinue your access to the Wakota Federal Credit Union Site/Services and the related services or any portion thereof at any time, without notice. Wakota Federal Credit Union may also discontinue or suspend your access to Wakota Federal Credit Union Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Wakota Federal Credit Union. Upon termination of the Wakota Federal Credit Union Site/Service, your right to use the Wakota Federal Credit Union Site/Service immediately ceases. Wakota Federal Credit Union shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.
Updates to these Terms of Use:
Wakota Federal Credit Union has the right to update the terms, conditions, and notices under which the Wakota Federal Credit Union Site/Services are offered. You are responsible for periodically reviewing these terms and conditions and additional terms. Your ongoing use of the Wakota Federal Credit Union Site/Services establishes your consent to all such terms, conditions, and notices.
Any rights not expressly granted herein are reserved.
View our Website Privacy Policy here
Website Privacy Policy
Wakota Federal Credit Union uses Google Analytics to track visitor statistics on wakotafcu.org. Google Analytics records:
- What website you came from to get here
- How long you stay
- What kind of computer you’re using
- And quite a bit more
Occasionally, we review these statistics to learn more about the number of visitors this site receives and browsers being used. No personally identifying data is included in this type of reporting. All activity falls within the bounds of the Google Analytics Terms of Service .
Want to opt out of tracking?
You can use your web browser’s Ad Settings to opt out of Google’s advertising tracking cookie, or use a browser plugin to opt out of all Google Analytics tracking software .
Email
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. Personal information gathered from e-mail sent by website visitors may be used by staff to answer questions, follow-up on suggestions or to provide a product or service. This information is never sold to third parties. You should never send confidential information such as account numbers, credit card numbers or requests for financial transactions via e-mail. If you wish to communicate personal information, contact us by phone or mail using the contact info on this page. To provide you with greater access of information, wakotafcu.org also contains external links to other websites. While we hope these organizations join us in respecting your privacy, we are not responsible for the content or privacy practices of these other websites. If you have questions or comments about our website privacy practices, please contact info@wakotafcu.org.
Embedded content from other websites
Articles on this site may include embedded content (e.g. Google maps.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
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