About Wakota Federal Credit UnionWakota FCU is proud to be Dakota County's member-owned financial alternative!
At Wakota Federal Credit Union, you are more than just another account number you are a member-owner at a local not-for-profit financial cooperative.
We’re working diligently to become Dakota County’s financial institution of choice with a wide-range of personalized products and specialized services. With money management tools and security that keeps your money safe and transactions convenient, we are your bridge to a successful financial future.
Branch Hours & LocationsOur staff at Wakota FCU is eager to help. Stop in or call is at 651-451-3330
Wakota Federal Credit Union Click here for a map.
1151 Southview Blvd.
South St. Paul, MN 55075
Tel: 651-451-3330 | Fax: 651-451-1385
Lobby and Drive-thru: M-Th 9 am – 4:30 pm | Fri 9 am – 6 pm
Drive-thru ONLY: Sat 9 am – 12 noon | Limited Services Available. Call or Schedule Appt online
Call Center: M-F 7 am-7 pm | Sat 7 am-4:30 pm
Night Drop: Our after-hours deposit is located on the east side of the building, just before the drive-up window.
ATM: ATM machine is located in the first lane of the drive-up, surcharge free for Wakota FCU debit or ATM cards!
ATM or Debit Card Emergency Number: 1-800-535-8440
VISA Credit Card Emergency Number: 1-800-558-3424
Co-Op Shared Branches
- Dozens of shared branches throughout the metro region. To find one near you, search this directory.
- Download our app for locating CO-OP Shared Branches.
- For more information, call 1-888-837-6500 or visit Co-opCreditUnions.org.
To take advantage of this service, when you enter a shared branch, you need to know your account number, the primary name on account and carry a valid government-issued photo identification, i.e., State Driver’s license or U.S. Passport.
Surcharge-Free ATM Network
You can use your Wakota Debit or Cash Card at ATMs listed on the link below without paying a surcharge . Our primary ATM location is at our main office on 1151 Southview Blvd which is open 24/7/365.
Use the Surcharge-Free ATM Locator to find an ATM near you.
Xtend CU Shared Branches
- Loan Payments
- Balance Inquiries
For a complete listing of locations and hours, search the directory.
Careers at Wakota FCUEmployment and volunteer opportunities for enthusiastic workers
CALLING ALL CANDIDATES!! Are you interested in giving back by volunteering at your credit union?
Wakota FCU is seeking volunteers to represent our diverse community membership. Regardless of race, creed, age, nationality, gender or socioeconomic status.
As member-owned organizations, credit unions in general, and Wakota FCU in particular, have always advocated for their members and their rights. This was true 92 years ago when Wakota FCU was founded to serve the diverse workers in South St Paul and their families , and it’s true today as we continue to serve the diverse community of Dakota County.
- Supervisory Committee Member- POSITION DESCRIPTION– APPLICATION
- Two (2) Open One-Year Terms
- Board of Directors Position- POSITION DESCRIPTION– APPLICATION
- Two (2) Open Three-Year Terms
- Associate Director Position- POSITION DESCRIPTION– APPLICATION
- Ongoing Availability
If you have any questions or want more information, please contact us at 651-451-3330 or email@example.com.
About Wakota FCU, the employer.
Wakota FCU offers a competitive wage & benefit package including a 401(k) savings plan. If you want to join a growing organization and a winning team with a strong mission and a collaborative, supportive work environment, please indicate position of interest and submit your resume in confidence for consideration to us using the address listed below.
Wakota Federal Credit Union is an Equal Opportunity Employer
Wakota Federal Credit Union
1151 Southview Blvd.
South St. Paul, MN 55075
Membership at Wakota FCUAt Wakota Federal Credit Union, you're not a customer; you're a face, a name and an OWNER!
Who Can Join
Wakota Federal Credit Union has a limited field of membership.
You can join Wakota Federal Credit Union if...
- You live, work, worship, volunteer or attend school in Dakota County, Minnesota – OR –
- You live in the same household as a current member –OR-
- You are related to a current Member by blood, adoption or marriage.
Membership is a great gift for your children or grandchildren.
Once a Member, Always a Member!
Even if you leave the job or home that originally made you eligible for membership, you and your family may continue to belong to the Credit Union. In fact, even after a member passes away their entire family is still eligible to join Wakota Federal Credit Union.
Your Business Is Welcome
If you’re a business or other entity (scouts, hockey club, etc.) in Dakota County, you can join us too!
Wakota FCU members can save money AND support our local businesses. Read more about these special offers from businesses in our community.
Discount providers include...
Love My Credit Union Rewards
Wakota FCU members can save on a variety of products and services you use every day such as TurboTax, H&R Block, T-Mobile, Spectrum Mobile, and more through Love My Credit Union Rewards. Click here to see how being a member can save you money.
Liberty Mutual offers discounts on auto, home, and renters insurance to eligible Wakota FCU members. Get a free insurance quote online, or mention that you are a credit union member when you talk to our Liberty Mutual personal sales representative. Click here to get started.
Lead Sales Representative | MN License # 40165525
Contact here | Office 612-656-7381
Brian will be onsite at our South St. Paul location on 2/24, 5/19, 8/11, 11/17.
Open an Account
Click here to complete our safe and secure membership application. Before your membership is approved, you will need to provide photocopy of your valid drivers’ license or photo identification. You will also need to make an opening deposit of at least $5. We’ll process your application within two business days.
Wakota FCU is a member-owned financial cooperative. Our profits are returned to our members in the form of higher savings dividends and lower loan rates. Come Join Us!
History of Wakota FCUWhere you come from matters.
In 1931, Armour and Company formed the Armour St. Paul Employees Credit Union. The credit union was located in the business office of the meat packing plant. The credit union’s primary sponsor, “Armour Foods” in South St. Paul, closed and moved its processing plant to Iowa in 1979. No longer obtaining new members from the former primary sponsor, the credit union decided to convert to a community charter. In 1995 the credit union merged with the South St. Paul Employees Credit Union. Then in 1997 our name was changed to Wakota Federal Credit Union. The name Wakota is derived from a bridge in South St. Paul that connects Washington and Dakota Counties, a name that South. St. Paul residents could identify with. Wakota FCU’s present field of membership was amended in 2003 and consists of “persons who live, work, worship, volunteer, attends school in and businesses and other legal entities located in Dakota County, MN. And members of their immediate family.”
Help credit unions survive and thrive in today’s legislative environment. Sign up to be a GREAT Advocate today!
Cooperative Principles and the Credit Union DifferenceOur values are of the utmost importance, they defines who we are!
Submit Donation Here
Chain of Hearts
Wakota FCU is raising funds for the 2024 Chain of Hearts Campaign. The annual fundraiser is organized by the MN Credit Union for Kids program to benefit Gillette Children’s Specialty Healthcare in Minnesota and western Wisconsin. Gillette Children’s treats kids with disabilities and complex medical conditions and provides support for their families. During the fundraiser, donated links and hearts are connected and hung in the lobby to help illustrate the “people helping people” philosophy of credit unions.
Purchase a link or a heart and help us grow our chain. Donations accepted through February 29, 2024.
- Link for $1
- Small Heart for $5
- Large Heart for $10
Credit Union for Kids
Credit Unions for Kids is a collaboration of credit unions, chapters, leagues and business partners engaged in fundraising activities to benefit Children’s Miracle Network-affiliate hospitals. All money raised through Minnesota’s Credit Unions for Kids (MnCU4Kids) program supports Gillette Children’s Specialty Healthcare, helping kids with disabilities and chronic conditions. Gillette is based in St. Paul, with clinics located around the state. Credit Unions for Kids is a national program.
Children’s Miracle Network
The Children’s Miracle Network is a non-profit organization dedicated to helping kids by raising funds for hospitals and programs across North America. In Minnesota and western Wisconsin, funds raised by Children’s Miracle Network benefit Gillette Children’s Specialty Healthcare in St. Paul, Minnesota. Gillette provides specialized health care for children who have disabilities and complex medical conditions, helping them improve their health, achieve greater well-being, and enjoy life.
100% of the funds raised locally benefit Minnesota and western Wisconsin children, regardless of their family’s race, religion, background or ability to pay for services.
What’s a Credit Union?
Credit unions became popular during the Great Depression as Americans searched for financial solutions outside of banks. Wakota FCU was founded in 1931 as part of that movement. Our commitment to community involvement remains strong to this day. Credit unions are member-owned, and as a result they’re generally more conservative with their investments than banks. With no stockholders to demand quarterly profits, it’s easy for credit unions to eschew risky loans like subprime mortgages. Credit unions like Wakota FCU provide a community-driven approach to financial responsibility.
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The Wakota Federal Credit Union Site/Services may contain links to 3rd party Web sites (“Linked Sites”).
The Linked Sites are not controlled by Wakota Federal Credit Union and Wakota Federal Credit Union is
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dealings with third parties (including advertisers) included within the Wakota Federal Credit Union
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services, and any other terms, conditions, warranties or representations associated with such dealings
or promotions, are solely between you and the advertiser or other third party. Wakota Federal Credit
Union shall not be responsible or liable for any part of any such dealings or promotions.
Wakota Federal Credit Union reserves the right to discontinue your access to the Wakota Federal Credit
Union Site/Services and the related services or any portion thereof at any time, without notice.
Wakota Federal Credit Union may also discontinue or suspend your access to Wakota Federal Credit
Union Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an
extended period of time, as determined by Wakota Federal Credit Union. Upon termination of the
Wakota Federal Credit Union Site/Service, your right to use the Wakota Federal Credit Union
Site/Service immediately ceases. Wakota Federal Credit Union shall have no obligation to maintain any
content or to forward any unread or unsent messages to you or any third party.
Wakota Federal Credit Union has the right to update the terms, conditions, and notices under which the
Wakota Federal Credit Union Site/Services are offered. You are responsible for periodically reviewing
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Any rights not expressly granted herein are reserved.
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