Monitor your Wakota account information day or night from any computer, tablet or phone with a secure Internet connection with Wakota’s FREE* It’s Me 247 Online Banking.

Introducing the MNCU Jr. App

A FREE financial education mobile application for children and the grown-ups in their lives to set savings goals, keep track of accounts and other money concepts through fun and interactive games, guided by a cheerful pig named Piggums. Available for Apple or Android.


Mobile App with Mobile Deposit!

We’ve gone mobile! Download our newest location for Apple or Android.

This is a free service*, with no monthly service fees.


Pay your loan payment online

You told us what you needed and we listened! You can now make a loan payment online or over-the-phone from a different financial institution.

Get your FREE credit score.


IT’S ME 247 Online Services

Gain instant access to your accounts when you need it! All you need to get started is your account number. Enroll today at It’s Me 247.

This is a free service*, with no monthly service fees.

Bill Pay: It’s Me 247 also includes a free* bill pay service.

Bill Pay services include:

Check out the features to the new and enhanced bill pay! Did we mention it’s FREE!

  • Pay all your bills electronically
  • Authorize checks to be sent… from babysitters to utilities
  • Keeps a payment history register
  • Set up recurring payments or one time payments
  • Schedule payments at your convenience
  • Add merchants quickly with just an account number, phone number and zip code
  • You have complete control
  • Monitor the status of your payments in progress at any time
  • Payment calendar to schedule payment reminders
  • Receive a notice when e-bills arrive

Click here for more information about the Bill Pay Upgrade and ‘How-to’ videos.

Forgot your password?

Go into It’s Me 247 and click “I forgot my password.” You’ll be asked to answer the three security questions you set up when you first enrolled, and you can then change your password. If you need more help, call us at 651-451-3330.


Receive an email to let you know your electronic statement is ready and view your information anytime, anywhere. It’s easy to sign up for e-statements! Simply log into It’s Me 247 Online Banking and register today.

These are all free services from Wakota Federal Credit Union, with no monthly service fees! All you need to get started is your account number.

What are you waiting for?

It’s Me 247 Mobile Text Banking

Receive banking information in a convenient way by texting Wakota FCU at IM247 (46247)!  Through this option your credit union can keep you informed with real-time alerts about account information.

More Information and How to Sign Up!

With Text Banking You Can…

  • Send a text message command to receive text message replies regarding the balance of your eligible accounts.
  • Enroll in e-Alerts and receive notices regarding account balances, deposits, withdrawals, or when a payment is due.

Text Banking Commands

The following are Text Banking command examples and their responses. You can also access a list of these commands via a link in online banking during the Text Banking enrollment process.  These commands can be sent to IM247 (46247).

BAL Balance for all eligible accounts
BAL BIZ Balance for up to three savings or checking accounts
BAL 010 Balance for a specific account
BAL BIZ 010 Balance for a specific membership and account combination
STOP Turns off all text banking
STOP BIZ Turns off text banking for a specific account
HELP The customer service number

One-Way Text Alerts

You can set up one-way Text alerts via the e-Alert Subscriptions page, and create alerts similar to your standard e-Alerts:

  • Account Balance
  • Notification of an ACH Deposit or Withdrawal
  • Notification that a Loan Payment is due
  • E-Notice notification

How Much will this Cost?

Please see the Text Banking page in online banking for fee disclosures or visit our Fee Schedule page. In addition to any fees the credit union may charge, your mobile phone carrier may charge you standard text messaging fees. Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages.

How to Get Started?


You can enroll in Text Banking by clicking on the “Go Mobile” button on the It’s Me 247 toolbar. Then select Text Banking Home to access the enrollment screens.  After enrollment, text commands to IM247 (46247).Go Mobile

It’s Me 247 Mobile Web


It’s Me 247 Mobile Web

Keep connected to your finances in the most convenient way – in the palm of your hand! Now avaliable for your banking ease is Mobile Web Banking through It’s Me 247 Online Banking. This option is free, easy to use, and secure!

Smartphones exist in many varieties: iPhone, Android, Palm, Blackberry, etc. While we try to make our mobile sites accessible to as many of these devices as practical, those with full featured modern web browsers such as those based on WebKit or Opera will usually give the best results.

Features of It’s Me 247 Mobile Web

  • View account balances and details for savings, checking, certificates, loans, and credit cards
  • View funds on hold for savings and checking
  • View pending authorization for credit cards
  • View pending ACH transactions
  • View your secure Message Center
  • Perform instant transfers between accounts
    (as allowed in It’s Me 247 Online Banking)

Not Yet Something For Everyone

Our focus is on supporting the latest generation of standards compliant mobile browsers based on WebKit and Opera, eg. Apple’s iPhone, Google’s Android, Palm, and modern BlackBerry devices. If your device is currently unsupported, it’s possible there is a more modern browser available for your phone, possibly Opera Mobile, etc that will give you an all around better mobile browsing experience.

Why aren’t I seeing the Mobile Site?

Our sites will try to autodetect the device you are connecting with based on your browsers’s reported “User Agent String.” Your user agent string is shown below. If you think the device you’re using should be detected as a supported mobile device, please click the “Send My Information” button below as a vote that your device be supported.

My Virtual StrongBox

Sign up today from your It’sMe247 online account. It’s free, there is no cost to sign up or use the cloud storage. If you have further questions regarding this new service, please contact us at 651.451.3330.

Online Banking How-To Video Series


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