Schedule of Service Fees

Effective 5/15/2016

Service Fees – Personal Checking Accounts

Check order prices vary per style
Check order (for Silver Service Members) 1 free box per year, limited styles
Debit / ATM card Free
WINcentive Savings Withdrawal Fees 1st Withdrawal is a $10 fee; 2nd Withdrawal is a $25 fee. *Fees are per year since open date.*No penalty during 30-day grace period, maximum 2 withdrawals in a 12-month period, account restrictions apply.
NSF item or check charge (no daily limit) $35.00 per item
Overdraft pay item or check charge (no daily limit) $35.00 per item
Overdraft transfer fee $10.00 per transfer
Photo copy of check $5.00 per item, FREE online
Reconcilement (1 hr minimum) $30.00 per hour
Account closed (within 6 months) $25.00
Account-to-Account “ItsMe247” Transfer- Incoming FREE
Account-to-Account “ItsMe247” Transfer- Outgoing $2.00 per transfer
Account-to-Account transfer exceptions $10.00 per transfer
Account printout (90 day maximum) $5.00
ATM/Debit Card use (at non-AllPoint ATMs) $2.50 per transaction
ATM/Debit Card inquiry $1.00 per transaction
ATM/Debit Card – Rush Order $75.00
Corporate check (payable to other than account holder) $5.00 each
Certified check $5.00 each
Cleared check copy fee $5.00 each
Coin counting 5% (minimum $3) *Waived for active Checking Plus acccount or FREE for minor deposits into a Wakota account.
Collection item $30.00 each
Courier fee $25.00 per item
Deposited check copy $5.00 each
Empty envelope ATM deposit $30.00
Fax $1.00 per page
Foreign Canadian Item (in US dollars) $10.00
Foreign Items – All Others $20.00
Inactive account maintenance fee $15.00 per month
Inactive bill pay (no activity for 90 days) $4.95 per month
Levy or Garnishment fee $50.00
Mailed receipt (member requested) $1.00; FREE online
Money orders (Silver Service 3 free per month) $2.00 each
Notary service (non-member) $2.00
NSF item charge (no daily limit) $35.00 per item
Overdraft transfer fee $10.00 per transfer
Photo copy (external) $0.25 per page
Research (1 hr minimum) $30.00 per hour
Replacement: ATM or Debit/Photo debit card $15.00 1st request
$20.00 2nd request
$30.00 3rd request
Returned deposit $15.00 per item
Returned mail (with forwarding address) $5.00 per item
Returned mail (without forwarding address) $10.00 per item
Statement copy $5.00 per statement, FREE online
Stop payment (one item or series) $30.00
Visa gift card $3.00 each
Visa pre-paid travel card $5.00 each
Wire transfer – Domestic out-going $20.00
Text Banking Fees First 25 texts per month are FREE. $0.10 per text thereafter.

Service Fees – Loans

Duplicate lien release $20.00
Duplicate satisfaction $20.00
HELOC advance under $500.00 $20.00
Late payment fees:
      Personal $25.00 per month
      Mortgage (monthly) 5% of principal and interest
Loan document fee – consumer $50.00 per loan
Loan document fee – real estate $150.00 per loan
Skip-a-pay fee (one per year/ two maximum life of loan) $50 per request
Subordination Agreement $150 each
Subsequent action (Modification) document fee $35.00 each

Service Fees – Safe Deposit Boxes

    3x5* $25.00 per year
    3x10* $50.00 per year
  10x10 $100.00 per year
Late fee $10 per box/month
* ½ price for Silver Service members ** waived for active checking plus or when deposited into a minor’s Wakota FCU account.

Service Fees -Business Checking Accounts

Items deposits (includes ACH & checks) $0.10 per item
Items clearing (includes ACH & checks) $0.25 per item
Coin order $0.10 per roll
Monthly maintenance $15.00
Returned deposit $10.00 per item

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