family in car

The Community Appreciation Loan Sale is back!

Whether you’re looking to finance or refinance a vehicle, consolidate debt or cover summer spending, we have your back with low rates and affordable terms.

Rates starting as low as 1.99% APR* on New or Used Vehicles, Boats, Snowmobiles, and RV’s! Rates starting as low as 6.99% APR* on Unsecured Loans that can be used as Personal Loans or for Debt Consolidation!

Apply through the end of June to lock in these rates!



The loan sale is back with a twist! The more applications received during the loan sale, the more Wakota FCU will giveback to local non-profits and essential workers. Givebacks may include, but are not limited to: lunches, cash donations, item donations, random acts of kindness. If you have an organization to recommend, please send an email to

Apps rec’d in June                               # of organizations

1-25                                                     1
26-50                                                   2
51-75                                                   4
75-100                                                 6
101+                                                    8

Help us reach the top by referring family and friends to Wakota FCU for the loan sale! Bonus, the referral payout still applies. Click here to learn more about the referral program. 

Apply to lock in these rates!

BONUS: we are accepting applications early for the Loan Sale. Apply Today!

*APR means Annual Percentage Rate. Minimum credit score to qualify. All current WFCU loan refinancing is excluded unless $5,000 is added to balance. To obtain the advertised rates, the applicant must have at least 2 of the following: GAP, MRC, Apply Online or an active Checking Plus account. Rates presented are for 36 month terms. Other promotional rates and terms available. Unsecured borrowing amount vary by applicant. Same day funding may not be available. Other restrictions may apply. All applications received during the month of June qualify for the campaign rate. Offer expires 6/30/2020. Loans must be closed and funded by 7/31/2020.