Overdraft Protection Services

Overdraft protection does more than avoid embarrassing encounters with store clerks. It's a smart financial strategy!

Ready Credit Overdraft Protection

Ready Credit Overdraft Protection is a line of credit connected directly to your checking account. Ready Credit allows you to write your own loan whenever your transactions exceed your balance. This saves you unnecessary charges and eliminates the need for a small temporary loan. It’s a great safeguard for your money, since you only pay interest on the amount you actually use. You may never need to use it, but it’s nice to know it’s there.

Apply for Ready Credit Overdraft Protection thru It’s Me 247

Debit Card Overdraft Services

Per federal regulations, ATM withdrawals and debit card purchases that may overdraft your checking account must be rejected unless you authorize these transactions in advance.

To avoid the inconvenience of having your debit card declined, sign up for Wakota’s Overdraft Services Program.

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