Wakota Savings Services

Stop in or call us at 651-451-3330 for current rates or to open an account!

WINcentive Savings!

Click here to learn more about the new account!

Already a member? Contact us at info@wakotafcu.org or call 651.451.3330 to open the WINcentive account!

Savings Accounts

A daily interest savings account that not only earns you interest but also ownership in Wakota Federal Credit Union. A deposit in a newly opened Savings Account makes you more than a customer – you are a member/owner.


An excellent return on your investment. Choose the term that meets your needs ranging from 6 to 60 months. A minimum investment of $500 or more is required to open a certificate with a guaranteed rate of interest.

*APY means annual percentage yield. Offer may end at any time. Requires a minimum of $500 to open. Step up to a higher fixed-rate once from the rate currently in effect during the 36 month term. Step up certificate balance is automatically deposited into share savings at maturity. Early withdrawal penalty may apply. Federally Insured by NCUA.

Money Market Accounts

A Money Market Account offers long-term yields like a certificate, with flexible access like a regular savings account. A minimum investment of $2,500.00 or more is required to open a Money Market account with a guaranteed rate of interest.

Beagle Buck$ Youth Savings

Help your youth become a saver by opening an account and encourage them to make regular deposits.

Beagle Buck$ Details

Beagle BucksBeagle Bucks Paw For youth 0-12 years of age.

Beagle Bucks Paw Receive a sticker and a sucker when a deposit is made in person.

Beagle Bucks Paw Each year during the youth’s birthday month, a Happy Birthday letter will be mailed and can be brought in for a trip to Bucky’s dish for a prize.

2017 Wakota FCU WINNERS!


Rosalie N. $100

Patricia K. $50


Sarah J. $50


Christina Z. $50


Shirin I. $50

Jacqueline S. $100

Rita T. $100

Vanessa S. $100


Kaitlin K. $50


Gena B. $50


Lois N. $50


Howard F. $50


Rita T. $50


Mary G. $50


Duane G. $50

*Please note: winners are selected by a third-party.

Your Savings Are Secure

Your savings are insured by the NCUA up to $250,000 per person. You have up to $500,000 coverage on a joint account. This insurance is provided by the National Credit Union Administration (NCUA), an official U.S. Government agency. To find out how much insurance coverage you have, use the free NCUA Share Insurance Calculator.

Wakota Checking Accounts

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