Personal Loans from Wakota FCUWakota Federal Credit Union returns its profits to members thru high savings yields and low loans rates. Call 651-451-3330 for current loan rates!
Savings or Certificate Secured Loans
This loan is secured by a credit union account. By pledging deposited funds as security, you can borrow money at a lower interest rate while your hard earned savings continue to grow. Your deposited money becomes available as you decrease your loan balance.
Ready Credit Overdraft Protection
Ready Credit Overdraft Protection is a line of credit connected directly to your checking account. Ready Credit allows you to write your own loan whenever your transactions exceed your balance. This saves you unnecessary charges and eliminates the need for a small temporary loan. It’s a great safeguard for your money, since you only pay interest on the amount you actually use. You may never need to use it, but it’s nice to know it’s there.
Signature / Unsecured Loans
Personal loans to qualified borrowers for up to 60 months.
This loan is for travel purposes and usually is unsecured. The rate and term are based on how much you borrow instead of credit score, however a minimum credit score is required. Click here for details and to apply.
Business Lending Services
Running a successful business takes hard work and determination. You also need reliable partners. Wakota FCU has teamed with CU Member Business, Inc. to offer a variety of business lending solutions.
Business Loan services include:
- Commercial real estate
- Commercial, residential, and business construction
- Business equipment
- Business expansion
- Purchase an existing business
- Lines and letters of credit
Let CU Member Business, Inc. help your business thrive. For more information on our business lending solutions, call (651) 631-3111.