Personal Loans from Wakota FCU

Wakota Federal Credit Union returns its profits to members thru high savings yields and low loans rates. Call 651-451-3330 for current loan rates!

Holiday Loan Special Background: Green pine branches with snow and cranberries

*APR is Annual Percentage Rate. Offer is valid 11/1/17-12/31/17 and subject to change without notice. Not all applicants will qualify for advertised rate. Actual rate may vary based on credit history. Max term is 12 months and max loan amount is $2000 with a minimum of $500. Payment on a 12 month loan at 7.99% APR is $43.49 per $500 borrowed. New members must meet membership qualifications.  Other restrictions may apply.

Savings or Certificate Secured Loans

This loan is secured by a credit union account. By pledging deposited funds as security, you can borrow money at a lower interest rate while your hard earned savings continue to grow. Your deposited money becomes available as you decrease your loan balance.

Ready Credit Overdraft Protection

Ready Credit Overdraft Protection is a line of credit connected directly to your checking account. Ready Credit allows you to write your own loan whenever your transactions exceed your balance. This saves you unnecessary charges and eliminates the need for a small temporary loan. It’s a great safeguard for your money, since you only pay interest on the amount you actually use. You may never need to use it, but it’s nice to know it’s there.

Signature / Unsecured Loans

Personal loans to qualified borrowers for up to 60 months.

Travel Loan

This loan is for travel purposes and usually is unsecured. The rate and term are based on how much you borrow instead of credit score, however a minimum credit score is required. Click here for details and to apply.

Business Lending Services

Running a successful business takes hard work and determination. You also need reliable partners. Wakota FCU has teamed with CU Member Business, Inc. to offer a variety of business lending solutions.

Business Loan services include:
  • Commercial real estate
  • Commercial, residential, and business construction
  • Business equipment
  • Business expansion
  • Purchase an existing business
  • Lines and letters of credit

Let CU Member Business, Inc. help your business thrive. For more information on our business lending solutions, call (651) 631-3111.

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