Insurance and Protection Options

Wakota FCU partners offer convenient, competitive insurance quotes.

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP)

Protect Your Vehicle Investment, Not Just Its Value

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Route 66 Extended Warranty

Protection against major mechanical expenses with NO DEDUCTIBLE on covered parts and labor...

No matter where you travel in the United States, a Route 66 Warranty protects against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor.

All plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service that includes:

  • Towing
  • Flat Tire Assistance
  • Battery Jump Starting
  • Lock-out Service
  • Minor Adjustments

For more information, contact a loan officer at 651-451-3330 or contact Route 66 directly at 1-800-808-0828 or email You can also download our Route 66 brochure for Vehicles or Power Sports (motorcycle, ATVs, etc.).

Auto and Home Insurance

Liberty Mutual offers discounts on auto, home, and renters insurance to eligible Wakota FCU members.

Save money while protecting your most valuable assets.

As a leader Liberty Mutualin the industry, Liberty Mutual provides special pricing on auto, home, and rental insurance plans. Depending on coverage, you may qualify for additional benefits including emergency, personal property replacement service, and more.

  • High quality auto, home, and renter’s insurance at special group rates for Wakota FCU members.
  • Convenient payment plans, including automatic checking account deduction or direct billing at home.
  • 24-hour claims service.
Get a free quote online from Brian Bury, our Liberty Mutual representative. Click here to get started.

MEMBER’S CHOICE® Credit Life/Disability

Insurance products from MEMBER’S CHOICE®

MEMBER’S CHOICE® Credit Life and Disability Insurance

There is no way to predict an injury, illness or unexpected life event but you can take steps to make sure your family is provided for if the unforeseen were to happen. Talk with your loan officer about adding credit insurance to your loan. Coverage is voluntary and may be included in your monthly payment.

  • Credit Life insurance is designed to reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur.
  • Credit Disability insurance may help make your loan payment, up to the policy maximum, if you become totally disabled due to a covered injury or illness.

For more information, click here.

Your purchase of Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.  CDCL-1297556.1-0915-1017

TruStage™ Insurance

TruStage™ Life and AD&D

TruStage™ Life Insurance Plans

We offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


$1000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


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