*APR means Annual Percentage Rate and can vary based on credit worthiness and terms of loan. Subject to membership eligibility and loan subject to credit approval. Rate may change at any time without notice. WFCU loans cannot be refinanced for advertised rate unless $5000 is added to current balance. See Credit Union for further details.

WINcentive Savings

*Offer valid for new memberships only. New membership and WINcentive account must be opened at the same time. Membership is open to the community with a minimum $5 deposit in a primary savings account to establish your membership and awards you a share of Wakota FCU. Promotional funds will be deposited after 60 days if requirements for promotion are fulfilled. New memberships must have one of the following: 1. A recurring deposit or transfer into the new membership. 2. Download the mobile app and use mobile check deposit. 3. Adult joint owner of new youth account is a Wakota FCU member. Promotion may end at any time without notice.

+Winning one prize category (monthly, quarterly, or annual) does not disqualify a participant from winning a different prize category within the same year. Drawings will occur on or about the 10th of each month, or the next business day, for the previous month and/or quarter end. Prize amounts ($25-$5,000) are estimates and subject to change. Numbers of winners are subject to change.