Wakota Credit Union logo celebrating 95 years
Online Banking Login

Refer-a-Friend

Friends don’t let friends use banks! Refer them to WFCU instead and you and your friend get paid!

Refer friends to Wakota FCU and we will pay you both!

We are working hard to be Dakota County’s financial institution of choice. Since 1931, WFCU has stood for excellent member service, convenience and loan rates that no one can beat!

Today we also give you completely FREE checking, online banking, bill pay, text banking, P2P/A2A money movement, surcharge-free MoneyPass ATMS nationwide and Puerto Rico in addition to account transaction access at over 5000 Credit Union Co-Op Shared Branches worldwide plus many other services and products.

If you’re happy with WFCU, we invite you to tell your friends, family, co-workers and neighbors all about us; help spread the word about Wakota FCU! If someone you refer joins, you’ll both earn a cash reward!


If you refer a new member for a Checking Plus account (including direct deposit, eStatements, and a debit card), a Certificate of $500 or more, OR a secured loan of at least $5000, we will pay you $25 per loan or account opened (and we’ll pay your friend too!)

Money will be paid to your primary share savings account at Wakota FCU at the end of each quarter if all requirements are fulfilled.

There are a couple ways to refer friends to us.
  1. Tell your family and friends to mention your name at account opening or loan closing.
  2. Send us a note below. Include your and your friend’s email address, name and phone number in the message section. We will contact them for you.
Group Of Friends Having Fun Together Outdoors

The more people you REFER, the more you’ll EARN!

Refer A Friend

13 + 15 =

*To qualify, the new member must either mention the name of the referring member or provide the referral form to the credit union representative at account opening. The referred member must be a NEW member with no existing accounts at WFCU. Existing primary members and joint owners opening a new membership do not qualify.  Former members qualify as a new member provided their previous account was in good standing and closed at least twelve (12) months prior to the new open date. The cash bonus will be deposited to both the referring member and the new members primary share savings account at Wakota FCU at the end of each quarter when all requirements are fulfilled. Requirements for loan referral 1. Must be secured loan. 2. Must have a loan balance of $5000 or more. Requirements for an account referral 1. Direct deposit of any amount. 2. Must receive eStatements. 3. Activated debit card with transactions in the first sixty (60) days. Requirements for Certificate referral 1. Must be new certificate with new money to Wakota FCU. 2. Must have a balance of $500 or more. Terms and conditions subject to change without notice. The above requirements must be met for six (6) consecutive months. If the account is closed within six (6) months, the cash bonus will be deducted upon closing from the referred member’s account.